Terms of Service

Last updated November 15, 2026

These terms apply to ch13records.com and the data services sold on it (the Service). The Service is provided by Signals Data Insights LLC, a Wyoming limited liability company (we, us).

Ordering and payment

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns related to payment.

Subscriptions

Plans renew automatically each billing period until cancelled. You can cancel at any time, and access continues until the end of the paid period.

What the data is

The Service compiles information from public court records and public county property records. We do not guarantee that it is complete, current or accurate. Check anything you rely on against the original record.

Permitted use

You may use the data for your own business research about real estate and secured debt. You may not resell or redistribute it in bulk without our written consent.

Not a consumer report

Signals Data Insights LLC is not a consumer reporting agency, and the data is not a consumer report under the Fair Credit Reporting Act. You may not use it to decide anyone's eligibility for credit, insurance, employment, housing or any other purpose covered by that Act.

Lawful use

You are responsible for complying with all laws that apply to how you use the data, including laws on contacting people and on bankruptcy, such as the automatic stay.

No advice

The Service is information only. It is not legal, financial or credit advice.

Liability

The Service is provided as is. To the extent the law allows, our total liability is limited to the fees you paid in the 3 months before the claim.

Changes

We may update these terms and will post the new date above.

Governing law

Wyoming law applies.

Contact

[email protected]
Signals Data Insights LLC, 6595 Roswell Rd, Suite G-6388, Atlanta, GA 30328